FHA FAQ's

FHA Loan - Is that actually a real entity? Not really. The fact is, the FHA does not make loans, they GUARANTEE them - and only for first time home buyers or those that meet certain criteria.

What makes these types of loans attractive to lenders and to home sellers is the fact that the government is willing to back them up on their loan purchase.

As of January 2010, the highest home loan amount that the Fair Housing Administration will guarantee is $729,750. But again, only in certain high income areas of the country with higher land values.

There are many facts about FHA loans so if you are in the market for your first home, check out this page - http://www.fha.com/faq.cfm for lots of good information.

Forsyth County on Top Again!

I have been seeing so much news about Forsyth County being the TOP or near the top of the list for Georgia "this" or Georgia "that" lately. I am feeling very proud that I live and work in this community. Purely by accident many years ago but feel blessed all the same.

So what's up? Well, based on the HAPLR Index, the Forsyth County Public Library system is ranked #2 in the state behind Newton County. As an avid reader, I knew Forsyth had a nice library here but am pleased to see it is above the norm for our state. Recently, a new branch was built right outside of my neighborhood - talk about convenient! This library, The Hampton Park Library, located at 5345 Settingdown Road, features 60,000 items for checkout, computer stations, children's programs, and more. You can get more information about the library, and it's branches and programs at www.forsyth.public.lib.ga.us.

The ranking identifies how well the library system is serving the community with the funding it receives. With a ranking well below the highest of 1,000, we have room for improvement but overall, our library system is great and should be enjoyed by everyone. Check it out!

What Should We Do This Summer?

If you don't have your activities planned by now, it is possibly too late but here are a few ideas for keeping everyone busy this summer:

Summer Story Time at the Library - They have 2 sessions, for 2-6 yr olds and another for 4-8 yr olds. Just stop in the library or check out their website for details.

Hillbilly Willie's Summer Camps - As an alternative to day care this summer for children ages 6 to 12, and Hillbilly Willies's Summer Sizzle Camps are for children ages 3 to 5. Activities include horseback riding, swimming, arts and crafts, scavenger hunts, farm animals, games, summer bridge power hour, hayrides and more. Visit the website for more information. This sounds fun!

Forsyth County Parks and Rec Camps - check out the website for a variety of day camps and classes.

Sawnee School of Ballet - Offering a variety of summer dance camps. Visit the website for more information.

North Georgia College and State University - Offering Girl's Summer Basketball camps for girls 7-18. June 14-17 & July 19-22. The camps feature skill instruction by collegiate coaches & players, games, swimming, T-shirt & basketball.

Cumming Recreation Dept - check out the website for a variety of day camps and classes.

Lanier Tech Forsyth - Offering a variety of camps such as Lego robotics, CSI, video game design, cosmetology, aviation, and more. Visit the website for more details.

Just a few ideas but good ones at that! Have fun!